Individuals with investable funds often have a desire to put those \”extra\” dollars to work to meet a specific purpose. For some, there may be a desire to accumulate funds for a future purchase, or a need to generate more income to pay current expenses. For others, it may be to put money aside for a \”rainy day,\” or simply to \”get rich.\” Whatever the investment goal, an investor should clearly understand both the potential risks and rewards of each type of investment tool.
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