In \”Old Scams, New Twists\” Hartford Funds addresses key need to knows to protect yourself from financial fraud in the digital age. You might be thinking to yourself, \”I can tell the difference between a real and fake alert.\” However, scammers are becoming smarter about their approach, can purchase and create similar emails or letters …
I often get asked about the benefits, tax breaks, and financial pros and cons of owning a second home or a vacation home. Whether you already own a second residence or are considering purchasing one, there are several tax deductions that can make it more affordable. (After all, who doesn\’t dream of owning a summer …
Overview First, Fed Will Likely Focus on Price Stability Mandate Over Growth Investors should expect the Federal Open Market Committee (FOMC) to focus on the inflation portion of the dual Congressional mandate for price stability and full employment, i.e., the growth component of the mandate. Although the markets are still interpreting the risks within the …
Three Implications of the Latest Inflation Release Read More »
Key Conclusions: Housing market data and homebuilder stocks have diverged over the last several months. Rising interest rates and the subsequent spillover into mortgage rates poured cold water on the post-pandemic housing market melt-up. The national average 30-year fixed rate mortgage jumped from 3.27% at the start of 2022 to a multi-decade high of 7.35% …
Budgeting For The New Year Haven Financial Planning\’s own Katie Weibel joined Emily and Mercedes on AM Buffalo to discuss budgeting and creating a spending plan for the new year. We are all fighting $$$ problems on multiple fronts. With down markets, inflation, soaring prices, savings at an all-time low, and gas tax breaks ending, …
The average family spends over $1,000 on back-to-school YIKES! The CLOTHING Debacle – Anyone with a daughter knows this all too well!! #1 Really spend some time this summer cleaning out the closets and dressers, purging what doesn’t fit or what they don’t wear. Separate these items in boxes or totes by season and SELL …
The average family spends over $1,000 on back-to-school YIKES! By following all these eight back to school savings tips, my family was able to complete three children’s school supply lists for less than $300 this year. YOU CAN DO IT!! #1 Do not take your children shopping with you!!! This avoids those IMPULSE buys and …
Everyone needs a retirement plan because after retirement, many people shift from wealth accumulation to wealth spending. When you picture retirement, are you sipping cocktails on a beach? Watching your grandchildren? Traveling or taking a cruise? After you stop working, you don\’t want to waste your time worrying about day to day expenditures or how …
Providing for health care is a key part of retirement planning. For most Americans age 65 and over, the federal government\’s Medicare program, and its various components, provides most of the resources to take care of a typical retiree\’s health care needs. One health care need that is only minimally covered by Medicare is that …
Private insurance is one of a number of ways that individuals who require long-term care (LTC) are able to pay for the needed help. In a LTC Partnership program, a state government and private health insurers work together to make available to residents of that state LTC insured policies that are \”linked\” to Medicaid. Learn …
