Tax Breaks For Second Home Owners
I often get asked about the benefits, tax breaks, and financial pros and cons of owning a second home or a vacation home. Whether you already own a second residence…
Three Takeaways from the Fed Decision
Overview As we expected, the Federal Reserve (Fed) raised the fed funds rate by 0.25%, pushing the upper bound to 5.00%. Financial conditions were stable enough for the Federal Open…
Three Implications of the Latest Inflation Release
Overview The monthly consumer inflation rate slowed slightly to 0.4% in February from 0.5% the previous month, enough to push the annual rate of inflation down to the lowest since…
Are Airlines Ready for Takeoff?
Key Takeaways: The shift of consumer spending from goods to services has helped revive travel demand. This trend likely has staying power. Flight bookings have tripled over the last few…
Monte Carlo Simulation
Because the future is both uncertain and unknowable, investment planning frequently involves efforts to simulate or "model" the future. Given certain investment decisions, how likely is it that a particular…
Bonds
When an individual borrows money to purchase a home, a type of debt called a "mortgage" is created. A single organization such as a bank or credit union will loan…
Basic Investment Tools
Individuals with investable funds often have a desire to put those "extra" dollars to work to meet a specific purpose. For some, there may be a desire to accumulate funds…
Modern Portfolio Theory
Everyone with money to invest faces a primary question: what do I invest the funds in? In answering this question, a number of individual factors are typically considered, such as…
Exchange-Traded Funds v.s. Mutual Funds
Exchange traded funds and mutual funds have similarities and differences. Compare and contrast them below!
The Perfect Investment
Once an individual or family has reached the stage in life where there is enough income to easily pay the monthly bills, there is often a desire to put the…