The average family spends over $1,000 on back-to-school YIKES! The CLOTHING Debacle – Anyone with a daughter knows this all too well!! #1 Really spend some time this summer cleaning out the closets and dressers, purging what doesn’t fit or what they don’t wear. Separate these items in boxes or totes by season and SELL …
The average family spends over $1,000 on back-to-school YIKES! By following all these eight back to school savings tips, my family was able to complete three children’s school supply lists for less than $300 this year. YOU CAN DO IT!! #1 Do not take your children shopping with you!!! This avoids those IMPULSE buys and …
Everyone needs a retirement plan because after retirement, many people shift from wealth accumulation to wealth spending. When you picture retirement, are you sipping cocktails on a beach? Watching your grandchildren? Traveling or taking a cruise? After you stop working, you don\’t want to waste your time worrying about day to day expenditures or how …
Are you a public employee such as a teacher or hospital worker? Employed in public service, either through a government agency or a non-profit organization? If so, you may be eligible for Public Service Loan Forgiveness (PSLF) and the PSLF Limited Waiver –– TAKE ACTION TODAY! The PSLF Program forgives the remaining balance on your …
Are You Eligible for Public Service Loan Forgiveness? Read More »
Tax Season is approaching and being prepared is essential. Here are important information and tools to help you get ready. Before you meet with your tax advisor to files, schedule a 1 Hour Tax Review Session with Haven Financial Planning.
Do you file your own taxes using TurboTax? Here is some important information for uploading documents as well as frequently asked questions.
Are you afraid to open your bills? Do you juggle bills, paying Paul one month and Peter the next? Do you make only the required minimum payment? Do you have to pay for basic necessities like food, rent, or gasoline on credit because you\’re out of cash?If some or all of these apply to you, …
Because the future is both uncertain and unknowable, investment planning frequently involves efforts to simulate or \”model\” the future. Given certain investment decisions, how likely is it that a particular portfolio will succeed in reaching the goals set for it? For example, will a portfolio provide enough retirement income to last the owner\’s lifetime? Will …
When an individual borrows money to purchase a home, a type of debt called a \”mortgage\” is created. A single organization such as a bank or credit union will loan money to the homeowner, who, in return, makes monthly payments to pay off the loan. When an institution such as a government, a government agency, …
Top federal income tax rate graph.
