Asset allocation is an investment strategy that seeks to reduce investment risk, while maintaining a desired rate of return, by spreading an individual\’s investments over a number of asset types. But asset allocation does not guarantee a profit or protect against a loss in declining markets. Learn more about asset allocation investment strategy below.
Confused about health insurance? Many Americans are. Here is a simple flow chart to show you how individual health insurance works.
Visual example of how it works.
There are two schools of thought within the investment community as to whether higher returns can be achieved for \”growth\” or by investing for \”value.\” Learn more about them and see which is best.
Assessing the need for long-term care (LTC) is an important part of any risk management program. The heavy economic burden of paying for such care should be measured against your available resources. Learn more about the common elements in long-term care policies.
One approach to the problem of providing income during an extended period of disability is to purchase individual disability income insurance. Learn more about what to look for in a Disability Policy below.
Many individuals are attracted to the benefits of investing in real estate, such as current income or the potential for capital gain. Direct investment in real estate, however, can require large amounts of capital, as well as the time and expertise to properly manage real estate properties. One alternative to direct real estate investment is …
To determine the real rate of return on an investment, one must consider the effect of inflation and taxes on the gross return. Check out the Real Rate of Return Worksheet below.
An investment program should be built like a pyramid – with a strong, broad base. As your potential reward increases so does the potential risk. Check out this easy to follow graphic demonstrating the increase in potential risk vs potential reward.
News reports about the stock market that you see or hear everyday on television, on the radio, and in newspapers track the movement of groups of stocks, not individual issues. Citing a specific \”index\” or \”average\”, these reports give you a general sense of the direction of stock prices. So what are Indexes and Averages? …
