Asset Allocation
Asset allocation is an investment strategy that seeks to reduce investment risk, while maintaining a desired rate of return, by spreading an individual's investments over a number of asset types.…
How Individual Health Insurance Works
Confused about health insurance? Many Americans are. Here is a simple flow chart to show you how individual health insurance works.
Disability Employer Coverage and How It Works
Visual example of how it works.
Growth v.s. Value
There are two schools of thought within the investment community as to whether higher returns can be achieved for "growth" or by investing for "value." Learn more about them and…
Choosing LTC
Assessing the need for long-term care (LTC) is an important part of any risk management program. The heavy economic burden of paying for such care should be measured against your…
Individual Disability Income Insurance
One approach to the problem of providing income during an extended period of disability is to purchase individual disability income insurance. Learn more about what to look for in a…
Real Estate Investment Tools
Many individuals are attracted to the benefits of investing in real estate, such as current income or the potential for capital gain. Direct investment in real estate, however, can require…
The Real Rate of Return Worksheet
To determine the real rate of return on an investment, one must consider the effect of inflation and taxes on the gross return. Check out the Real Rate of Return…
Pyramid of Investments
An investment program should be built like a pyramid – with a strong, broad base. As your potential reward increases so does the potential risk. Check out this easy to…
Stock Market Indexes and Averages
News reports about the stock market that you see or hear everyday on television, on the radio, and in newspapers track the movement of groups of stocks, not individual issues.…