Index Funds

An index fund is a type of mutual fun, exchange-traded fund, or unit investment trust whose primary investment objective is to mimic the performance of a specified market index, such as the S&P 500 Index. Learn more about what an Index Fund is, its advantages and disadvantages, and possible risks.

Medical Saving Accounts

In the late 90s/early 2000s did you open a Medical Savings Account (MSA)? This savings account was available to employees of small businesses and self-employed individuals, and was designed to help individual taxpayers meet unreimbursed medical expenses on a tax-favored basis. Learn more about the Key Points of MSAs.

The Need for Health Insurance

Most of us would agree that good health is an extremely valuable attribute. Even the healthiest among us need some medical care. Regular physician and dental visits are a normal part of maintaining good health.Learn more about paying for medical care.


The terms \”stock\” and \”share of stock\” refer to ownership of a business corporation. When a corporation is first founded, investors provide the capital (money) to get the business going. Those who provide financing become part owners. Learn more about Common Stock, Preferred Stock, and How to Invest.

Tax on Net Investment Income

A 3.8% tax on \”Net Investment Income\” applies to certain individual taxpayers, estates, and trusts. This tax is in addition to any other federal income tax, including the Alternative Minimum Tax (AMT). Learn more about Individual Taxpayers, Estates and Trusts, and Net Investment Income.

Cash Management Tools

There is a wide range of accounts available to a consumer to control his or her monthly cash flow. These cash management tools are characterized by easy access to funds and providing for safety of principal. They are typically used for transaction purposes or to store available savings.