How Individual Disability Income Insurance Works
Visual display on individual disability income insurance.
Business Responsibilities Under the PPACA
PPACA stands for the Patient Protection and Affordable Care Act which has several goals, including increasing access to health insurance coverage, expanding federal private health insurance market requirements, and providing…
Health Reimbursement How it Works
A Health Reimbursement Arrangement is an arrangement in which an employer reimburses an employee for qualifying medical expenses. If IRS requirements are met, the reimbursements are income tax-free to the…
Group Disability
Group Disability covers a number of people linked in some way, such as through an employer, trade association, or a school. Benefits are paid to replace earnings lost due to…
Capital Gains and Losses
The Internal Revenue Code has long distinguished between income paid due to a person's individual effort and income received from the profitable sale of assets known as "capital" assets. So…
Historic Inflation Graph
Inflation is the annual increase in the price of goods and services as measured by the federal government. Check out this graph to see the average annual inflation rate over…
Business Need for Disability
Protect both your personal income and financial well-being of the company in the event a "key" employee were to suffer long-term disability. There is no strategy or policy to protect…
Time and Growth on Money
When it comes to accumulating wealth, time is a vital factor to consider. The tables below illustrate the effect of time and after-tax interest in accumulating funds.
Managing your Debt
Most Americans today cannot imagine living without at least some debt. The ability to borrow money, when it's needed and on favorable terms, is a privilege earned by carefully managing…
COVID-19 – The Coronavirus Aid, Relief, and Economic Security (CARES) Act
The single largest piece of legislation ever passed in the U.S. was signed into law by President Donald Trump on March 27, 2020. Learn more about the Coronavirus Aid, Relief,…
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