Women & Retirement: 5 Things To Know
Everyone needs a retirement plan because after retirement, many people shift from wealth accumulation to wealth spending. When you picture retirement, are you sipping cocktails on a beach? Watching your…
Annuity – LTC Combo Contracts
Providing for health care is a key part of retirement planning. For most Americans age 65 and over, the federal government's Medicare program, and its various components, provides most of…
LTC and Partnership
Private insurance is one of a number of ways that individuals who require long-term care (LTC) are able to pay for the needed help. In a LTC Partnership program, a…
Using Cash Value Life Insurance
Saving money in pursuit of an accumulation goal is a problem many of us face. Some goals, such as retirement or a college fund for a child, are long-term savings…
Asset Allocation
Asset allocation is an investment strategy that seeks to reduce investment risk, while maintaining a desired rate of return, by spreading an individual's investments over a number of asset types.…
Individual Disability Income Insurance
One approach to the problem of providing income during an extended period of disability is to purchase individual disability income insurance. Learn more about what to look for in a…
Paying for Long-Term Care
Long-term care (LTC) is the term used to describe a variety of services in the areas of health, personal care, and social needs for individuals who are chronically disabled, ill,…
Life Policies with LTC Combo Policies
LTC, or long term care, is minimally covered by Medicare.
Are You Saving for These Expenses?
Many people approach retirement thinking that their cost of living will decrease once they stop working. This is only partially true, and misconceptions about future expenses can cause your finances…
Five Common Investment Mistakes When Planning for Retirement
Only about 23% of American workers say they are "very confident" they will have enough money to live comfortably throughout retirement.1 To help reduce such uncertainty in your life, consider…