Customized Financial Planning
Build a Financial Plan for Your Future
Talking about money can cause stress and anxiety. At Haven Financial Planning, we are a judgement free zone where you can ask any and all money related questions to better your own personal understanding throughout the financial planning process.
Know your money to grow your money.
At Haven Financial Planning we will completely customize a financial plan to fit you and your family. We address all your money challenges, concerns, and frustrations, and work together on how to help you work towards your family’s specific personal and financial dreams, wishes, and goals.
We take a team approach. In some cases, we will need to work with external professionals, such as your attorney CPA. We work with Medicare, Private/Group Health, Home, and Auto experts to ensure all of our clients’ needs are addressed.
The Process
Step 1: 15-Minute Discovery Call
15 min discovery call to see if we are a good fit
Step 2: 60 Minute Strategy Session
60 minute strategy session to get to know you and your goals where at the end I provide you with a road map how we can work together, what we can solve together, and what that looks like for time commitment and cost
Step 3: Financial Planning Sessions
We follow up with 2-4 financial planning sessions that include Financial analysis, delivery of plan and recommendations, implementation etc.)
Step 4: Performance Monitoring
In financial planning, collaboration is key. If monitoring is included, you’ll regularly review progress with your Haven Financial Planning CFP®. You update them on personal changes, while they track progress and offer ongoing support and guidance.
At the end of the process, you’ll receive a customized binder with all of your financials and plans. This allows us to update as life happens AND also serves as a resource for not only staying organized, but also, should something happen to you, your family will have everything in one place to be able to manage your affairs.
Why It’s So Important
We are not allowed to share testimonials because of FINRA regulations but these examples are ways I’ve helped my clients in real life:
Example One
Picture this: Romeo and Juliet are homeowners with a young family. In their meeting we address their questions and concerns regarding money saving versus spending. Even though it appeared on the surface that they had made all the right financial decisions with money, like maxing retirement savings, as we built a financial plan we found that the numbers revealed something as simple as refinancing their mortgage would save them over $50,000. Although both were maxing out their retirement contributions, this additional savings will make a big impact on pursuing their goals in the future. This is why taking the time to run a financial plan is so important. It allows us to take a second look to help ensure we are not leaving money/savings on the table. Sometimes, simply restructuring your existing cash flow can open opportunities for additional savings.
Example Two
Picture this: Jack and Jill worked with a bank advisor to create an investment strategy. In our financial planning process we uncovered Jack was paying over 2.5% in fees (this is extremely high!) and did not address their investment goals. By shifting to a different investment account, they are now in better suited investments for their goals with lower fees, thus increasing their chance to earn more money towards retirement over the next 10 years. In the end, Jack and Jill will save upwards of $5,000/year over the next 10 years. One of their big goals was to be able to travel extensively during retirement and they didn’t think it would be possible. Because of our panning and cost savings, it is looking more and more likely to come to fruition for them!
Example Three
Picture this: Eve dreams of buying her own house but can’t quite afford the mortgage payment since she’s just starting out in her career. In our financial meeting we developed a savings plan that enabled her to purchase a double home and rent out the other half to supplement the mortgage payment. This still allows her to add to her emergency savings and retirement savings each month. Years down the road she will able to buy that dream home because her savings built up, plus the rental income is additional income which helps her family live the life they wanted just because she planned early on, stayed accountable, and worked hard. Just imagine being in your 40s and having almost no debt, your dream home, and a nice cushion in savings and retirement! These are the clients I love because we become friends as we work so closely together for years and work through obstacles as they come.
Stop procrastinating and start planning today!
These are just a few ways a financial plan can uncover opportunities to better your family’s future.
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Our Services
Customized Financial Planning
Estate/Legacy Planning
Business Planning
Retirement Strategies
Investment Management
Insurance Solutions
Contact Us
At Haven Financial Planning we will craft a financial plan to fit your specific person and financial needs and goals.