At Haven Financial Planning, we understand that planning for retirement is more than just preparing for the end of your career—it’s about embracing a new chapter of life with confidence, freedom, and clarity. That’s why our approach to retirement planning is centered around you—your goals, your lifestyle, and your financial well-being.
Retirement isn’t a one-size-fits-all milestone. For some, it means traveling the world. For others, it may be spending more time with family, volunteering, or starting a second career. Whatever your vision looks like, our goal is to provide a personalized retirement plan that aligns with your values and ensures financial security for years to come.
Why Retirement Planning Matters More Than Ever
Life expectancy is increasing, and with it, the need for a carefully structured plan that supports your lifestyle for 20–30 years or more after you stop working. Many individuals approach retirement with questions: Will I have enough saved? How will taxes affect my income? What if the market dips?
We help take the guesswork out of the equation by creating a structured roadmap tailored
specifically to your needs. Our team of qualified financial planners takes into account your current income, projected expenses, retirement goals, risk tolerance, and even healthcare considerations. Our objective is to help you retire not just comfortably—but with confidence.
What to Expect from Our Retirement Planning Process
When you work with Haven, we begin with a deep dive into your personal and financial life. No
judgment—just clarity and support. Our planning process typically includes:
Retirement Goal Setting
We sit down with you to define what retirement looks like for you. Do you want to retire at 60 or 70? Will you maintain your current lifestyle or downsize? These factors shape how much you’ll need and when.
Asset Allocation & Portfolio Alignment
With your goals in mind, we design an investment portfolio that matches your timeline and comfort level. Risk management is a core part of this conversation, as we focus on preserving and growing your nest egg.
Income Planning
One of the most important aspects of a retirement plan is ensuring consistent, sustainable income. We develop strategies that help generate monthly income without depleting your savings too quickly.
Tax Strategy
Taxes can take a serious bite out of your retirement income if not planned for correctly. We work
with you to implement tax-efficient withdrawal strategies and manage your required minimum
distributions (RMDs) smartly.
Estate and Legacy Planning
For many clients, leaving a legacy for loved ones or a favorite cause is a meaningful goal. We help align your estate plans with your financial and philanthropic wishes, all while minimizing tax burdens.
Your Retirement, Your Terms
We’re here to simplify the complexities and deliver confidence. Our team is well versed in
retirement transition planning and understands that your goals are unique. Whether you’re five years from retirement or already in your golden years, we’ll help you assess your current path, make adjustments, and stay the course with confidence.
Your retirement plan should give you peace, not pressure. Let’s work together to build a strategy that brings your goals into focus—and your future into reach.
Ready to take the next step? Schedule a consultation with our qualified team today.
Visit our Retirement Strategies page for more information.